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What It Takes to Refinance a Jumbo Loan – Employees using bonuses and commissions to qualify will need two years of documentation for those, too, says Tracie Southerland, a mortgage loan originator at Opes Advisors, a division of Flagstar.
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Mortgage fraud is getting worse as more people lie about their income to qualify for loans – mortgage fraud risk jumped more than 12 percent year over year at the end of the second quarter, according to CoreLogic. One in every 109 mortgage applications is estimated to have indications of.
13 mortgage questions to ask – and the answers you want – The answer may be just, “Make a bigger down payment.” Or, you may find there are other loan programs that you might qualify for that don’t require mortgage insurance. 9. What will my monthly payment.
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