You’ll play with a few mortgage calculators that will estimate mortgage payments. You’ll also receive your Good Faith Estimate of Settlement Charges that identifies potential loan charges that you.
The new federal rule mandates the use of two new disclosure forms to help borrowers better understand the impact of getting a mortgage: a Loan Estimate, which replaces the current Good Faith Estimate.
A Good Faith Estimate (GFE) is a standard template used by lenders to give you the rundown on your loan terms: interest rate, origination fees, monthly payments and more. However, you should know that as of October 2015, the Good Faith Estimate document was replaced by a document called the Loan Estimate for most types of loans.
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